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2012
Fee Schedule
Effective
February 1, 2012
Share Accounts
| Average Daily balance required to
earn dividend |
$50.00 |
| Returned Deposit item (from
another party) |
$15.00 ea. |
| Returned Deposit item (from
related or same name account) |
$30.00 ea. |
| Dormant Accounts (after 1 year) |
$5.00/mo. |
| Close Savings Account within
6 months of opening |
$10.00 |
| Check Cashing Fee (accts below
$200 on deposit) |
$5.00 ea. |
| Check Cashing Fee (non-member) |
$5.00 ea. |
| Account Relationship Fee
(accounts with less than an overall deposit balance of $250
and with no credit union loans) |
$5.00/mo. |
Checking Account
| ACH returned item |
$30.00 ea. |
| Business Checking (below $1000) |
$10.00/mo. |
| Copy of paid checks |
$5.00 ea. |
| Stop Payment |
$25.00 ea. |
| Cancellation of Stop Payment |
$5.00 ea. |
| Returned checks due to NSF,
UCF or Reg D |
$30.00 ea. |
| Temporary Checks (group of 8) |
$5.00 ea. |
| Identity Theft
Program |
$1.50/mo. |
| Overdraft Privilege |
$30.00 ea. |
ATM & VISA Debit Card
| FAAST Cash ATM Card |
$4.00 ea. |
| Transaction Fee (foreign ATMs) |
$1.00 ea. |
| International
Transaction Fee |
1% |
| Lost Card |
$10.00 ea. |
| Damaged Card |
$5.00 ea. |
| Overdrawn ATM account |
$30.00 ea. |
| PIN Reissue Request |
$2.00 ea |
Money Market Account
| Below $2500 |
$10.00 |
| Exceed 6 transaction per month |
$10.00 |
Credit Cards
|
Annual Fee |
none |
| Late Payments |
Up to $35.00 |
|
Lost Card |
$10.00 ea. |
| Returned Payment Item |
Up to $35.00 |
| Stop Payments |
$25.00 ea. |
| Copy of Convenience Check |
$5.00 ea. |
| Overlimit Fee |
None |
| PIN Reissue Request |
$2.00 ea |
| Damaged Card
Replacement |
$10.00 ea. |
| MasterCard International
Transaction Fee |
2.00% |
| Cash Advance from an
ATM |
$10.00 ea |
Special Services
| Bill Payment |
FREE |
| Bill Payment Stop Payment |
$25.00 ea. |
| Copy of Statement |
$5.00 ea. |
| Official Check/member |
$5.00 ea. |
| Official Check/non-member |
$15.00 ea. |
| Official Check-Stop Payment |
$25.00 ea. |
|
Incoming Wire |
$10.00 ea. |
| Wire Transfer - Domestic |
$25.00 ea. |
| Wire Transfer - International |
$50.00 ea. |
| Research on Account (member
error) |
$30 per hour/$10 min. |
| Return Statement (incorrect
address) |
$5.00 ea. |
| IRA Transfer to other Financial
Institution |
$25.00 ea. |
| Levy/Garnishment |
$125.00 ea. |
| Subordination on Home Loans |
$250.00 ea. |
Loans
| Late Payments |
The
greater of $20 or
10% of payment |
| Returned Check for loan payment |
$30.00 ea. |
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Federally Insured by NCUA
to at least $250,000
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