Loan Rates
Home Equity -
Heloc
| Max/Min |
Term |
APR |
| 200/10K |
10 years Draw and 15 year repayment
period. |
As low as 4.25%** |
No closing costs on 15K or over
provided loan is not paid off within first 36 months.
** Rate is a variable rate
based on the Prime Rate as published in the Wall Street
Journal, currently at 5.00% as of 5-1-08. Rate can be
adjusted on the first of the calendar quarter following
the change in the Prime Rate.
Home Equity -
Fixed Rate
| Max/Min |
Term |
APR |
| 200/10K |
60 months |
As low as 5.74% |
| 200/10K |
84 months |
As low as 5.99% |
| 200/10K |
120 months |
As low as 6.49% |
| 200/10K |
180 months |
As low as 6.74% |
No closing costs on 15K or over
provided loan is not paid off within first 36 months.
New Cars, Trucks, Vans
| Amount
Financed |
APR |
| 100% |
As low as 4.25%* |
* 24 month term, with direct deposit and
allowable adjustments. Terms over 60 months available
Used Cars,
Trucks, Vans
| Amount
Financed |
Term |
APR |
| 100% (2008 & 2007 Model Year) |
37-60 months |
As low as 5.50%* |
| 100% (2004 - 2006 Model Year) |
37-60 months |
As low as 5.75%* |
| 100% (2003 or older) |
25-36 months |
As low as 5.50%* |
*With
Direct Deposit and Allowable
Adjustments
Classic Cars
Contact the Credit Union for rates and terms. |
Platinum Mastercard
| Max. Limit |
Term |
APR |
| Up to 20K*** |
No annual fee |
As low as 7.90% |
Gold
Mastercard
| Max. Limit |
Term |
APR |
| Up to 20K*** |
No annual fee |
As low as 10.90% |
Classic
Mastercard
| Max. Limit |
Term |
APR |
| Up to 10K*** |
No annual fee |
As low as 13.99% |
Personal Loan
| Max. Limit |
Term |
APR |
| Up to 20K*** |
Max. 60 months |
As low as 10.49% |
Personal Line
of Credit
| Max. Limit |
Term |
APR |
| Up to 20K*** |
Max. 60 months |
As low as 14.49% |
***Total of all types of unsecured debts with the Credit Union
cannot exceed $20,000.00
New/Used
Motorcycles
| Max. Limit |
Term |
APR |
| New Up to 90% Retail (up
to 30K) |
49-60 months,
loan amount must be greater than $9,999.99 |
As low as 6.49% |
| Used Up to 90% Retail (up
to 20K) |
37-48 months |
As low as 7.49% |
| Used Up to 90% Retail (up
to 20K) |
49-60 months.
loan amount must be greater than $9,999.99 |
As low as 7.74% |
Special
Note: Other rates and terms available with lower terms
New / Used
Boats
| Max. Limit |
Term |
APR |
| *90% |
Up to 24 months |
AS low as 5.74% |
| *90% |
25-36 months |
As low as 5.99% |
| *90% |
37-60 months |
As low as 6.49% |
| *90%
greater than $29,999 |
61- 84* months |
As low as 6.99% |
| *90%
greater than $39,999 |
85-120* months |
As low as 7.49% |
*The lower of purchase price or
NADA value.
RV, Trailers & Motor Homes
Contact the Credit Union for rates and terms. |
Special
Note: Rates are annual percentage rates. Rates are based on
direct deposit of net pay into credit union and members credit
worthiness.. Rates subject to change without notice |
