JetStream Federal Credit Union

Banca en Línea Estados de Cuenta Préstamos Solicitud de Crédito Contáctenos

MasterCard

Disfrute los Beneficios y la Comodidad
Los programas de MasterCard de JetStream Federal Credit Union están diseñados para ajustarse a su estilo de vida, dándole la flexibilidad de manejar su crédito como usted desea, así como una amplia gama de beneficios orientados a ahorrarle dinero..

Escoja la Tarjeta de Crédito Indicada Para Usted
No importa cuál MasterCard escoja, usted recibirá por menos, todo el poder adquisitivo que necesita.

Extras de Platinum MasterCard:

SIN cargos anuales
Intereses bajo
Transferencias de saldo- GRATIS
Cheques de conveniencia- GRATIS
Un periodo de gracia, extenso de interés, para las compras que haga
Generosas líneas de crédito
Puntos por las compras que haga, que podrá redimir a cambio de viajes o de mercancía
Seguro de Accidentes de Viaje – GRATIS
Acceso en la Internet a la información sobre sus cuentas – GRATIS
Acceso inmediato a dinero en efectivo alrededor del mundo
Pagos automáticos

Extras de Secured MasterCard :

SIN cargos anuales
Cupo de crédito igual al monto de sus ahorros garantizados
Los ahorros dados en colateral producen dividendos

Cualquiera que usted escoja, ya Platinum MasterCard o Secured MasterCard, tendrá derecho a TODOS estos atractivos beneficios

Bajas Tasas
Nuestras tasas por debajo del nivel del mercado para cada tipo de MasterCard significan que usted ahorra dinero en cargos por financiamiento

Período de Gracia con 25 Días Libres de Interés
Si usted paga todo su saldo antes de la fecha de vencimiento de la cuenta de cobro no hay cargos por financiamiento sobre las compras.

Acceso Inmediato a Efectivo en Todo el Mundo
Usted puede utilizar su MasterCard para obtener avances de efectivo en miles de cajeros automáticos en los EE.UU. y el resto del mundo.

Cheques
Usted recibirá cheques personalizados especiales, sin costo, que puede utilizar para girar contra su cupo de crédito, en cualquier momento, y en cualquier lugar.

Transferencias de Saludos Gratis
Ahorre dinero transfiriendo saldos con intereses altos de otros prestamistas a su MasterCard de la cooperativa con intereses más bajos.

Pagos Automáticos
Disponga su cuenta para que tenga pago automático desde su cuenta afiliada (ahorros) o su cuenta corriente.

Seguro de Accidentes de Viaje
Usted tiene cobertura automática, sin costo adicional, cuando utiliza su MasterCard de la cooperativa para pagar sus pasajes en cualquier empresa.

Solicítela Hoy Mismo
Escoja la tarjeta de crédito indicada para usted. Para solicitar cualquiera de nuestras tarjetas de crédito, simplemente tramite y háganos llegar la Solicitud de MasterCard.

Si tiene alguna pregunta o para mayor información acerca de las características, beneficios y opciones de la tarjeta llame al número de Servicio a los afiliados (Dade) 821-7060 o número de teléfono gratuito 1(800) 426-3556 de lunes a viernes de 8:30 a.m. a 4:00 p.m.

Online MasterCard Statements "Click Here"

Platinum MasterCard

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases	8.65% to 18.00% when you open your account, based on your creditworthiness. After that your rate will vary with the market based on the Prime Rate. Prime Rate will be updated on the 1st business day of each quarter.
APR for Balance Transfers	8.65 to 18.00% Equal to the then current Annual Percentage Rate for Purchases. This APR will vary with the market based on Prime Rate.
APR for Cash Advances	8.65 to 18.00% Equal to the then current Annual Percentage Rate for Purchases. This APR will vary with the market based on Prime Rate.
Penalty APR and When it Applies	18.00% This APR may be applied to your account after your card becomes 60 days delinquent. How Long Will the Penalty APR Apply? If your APR is increased for the above reason, the Penalty APR will apply until you make six (6) consecutive minimum payments when due and do not exceed your credit limit during that time period.
How to Avoid Paying Interest on Purchases	Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Federal Reserve Board	To learn more about factors to consider when applying for or using a credit card, visit the Web site of the Federal Reserve Board at http://www.federalreserve.gov/creditcard
Fees
Annual Fee	None
Transaction Fees • Balance Transfer Fee • Cash Advance • Foreign Transaction Fee	None $10.00 per ATM Withdrawal 2% of each transaction in U.S. dollars
Penalty Fees • Late Payment • Over-the-Limit • Returned Payment	Up to $35.00 None Up to $35.00
Other Fees • Convenience Check Copy Request Stop pay Request	$5.00 Per Check Copy $25.00 Per Stop Pay Item
How We Will Calculate Your Balance. We use a method called “average daily balance (including new purchases).”

Secured MasterCard

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases	12.65% to 13.00% when you open your account, based on your creditworthiness. After that your rate will vary with the market based on the Prime Rate. Prime Rate will be updated on the 1st business day of each quarter.
APR for Balance Transfers	12.65 to 13.00% Equal to the then current Annual Percentage Rate for Purchases. This APR will vary with the market based on Prime Rate.
APR for Cash Advances	12.65 to 13.00% Equal to the then current Annual Percentage Rate for Purchases. This APR will vary with the market based on Prime Rate.
Penalty APR and When it Applies	18.00% This APR may be applied to your account after your card becomes 60 days delinquent. How Long Will the Penalty APR Apply? If your APR is increased for the above reason, the Penalty APR will apply until you make six (6) consecutive minimum payments when due and do not exceed your credit limit during that time period.
How to Avoid Paying Interest on Purchases	Your due date is at least 25 days after the close of each billing cycle. We will not charge you interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Federal Reserve Board	To learn more about factors to consider when applying for or using a credit card, visit the Web site of the Federal Reserve Board at http://www.federalreserve.gov/creditcard
Fees
Annual Fee	None
Transaction Fees • Balance Transfer Fee • Cash Advance • Foreign Transaction Fee	None $10.00 per ATM Withdrawal 2% of each transaction in U.S. dollars
Penalty Fees • Late Payment • Over-the-Limit • Returned Payment	Up to $35.00 None Up to $35.00
Other Fees • Convenience Check Copy Request Stop pay Request	$5.00 Per Check Copy $25.00 Per Stop Pay Item
How We Will Calculate Your Balance. We use a method called “average daily balance (including new purchases).”


Federally Insured by NCUA to at least $250,000
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