Privacy
Policy
At JetStream Federal Credit Union,
your privacy is a top priority. This notice describes
how we protect the privacy of your personal information.
Throughout this notice, the word "information" refers
to personal information about you that may not be publicly
available.
|
FACTS
|
WHAT DOES JETSTREAM FEDERAL CREDIT UNION DO WITH YOUR
PERSONAL INFORMATION?
|
|
Why? |
Financial
companies choose how they share your personal
information. Federal law gives consumers the right to
limit some but not all of the sharing. Federal law also
requires us to tell you how we collect, share, and
protect your personal information. Please read this
notice carefully to understand what we do. |
|
What? |
The types
of personal information we collect and share depend on
the product or service you have with us. This
information can include:
• Social Security Number and Account Balances
• Credit History and Credit Card or other debt
• Payment History and Checking Account Information |
|
How? |
All
financial companies need to share customers’ personal
information to run their everyday business. In the
section below, we list reasons financial companies can
share their customers’ personal information; the reasons
JetStream Federal Credit Union chooses to share; and
whether you can limit this sharing. |
|
Reasons we can share your
information |
Does JetStream FCU share? |
Can you limit this
sharing? |
For our everyday
business purposes -
such as to process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or report to credit bureaus |
YES |
NO |
For our marketing
purposes -
to offer our product and services to you |
NO |
We
don't share |
|
For joint marketing with
other financial companies |
NO |
We
don't share |
For our affiliates’
everyday business purposes -
information about your transactions and experiences |
NO |
We
don't share |
For our affiliates’
everyday business purposes -
information about your creditworthiness |
NO |
We
don't share |
|
For non-affiliates to
market to you |
YES |
YES |
To limit our
sharing |
•
Call 305-821-7060 - our menu will prompt you through
your choice(s) or
• Visit us online: www.jetstreamfcu.org
Please Note:
If you are a new member, we can begin sharing your
information 30 days from the date we sent this notice.
When you are no longer our member, we continue to share
your information as described in this notice.
However, you can contact us at any time to limit our
sharing. |
|
Questions? |
Call
305-821-7060 or go to www.jetstreamfcu.org |
|
Who we are |
| Who
is providing this notice? |
JetStream Federal Credit Union |
|
What we do |
|
How does JetStream
Federal Credit Union protect my personal information? |
To protect your personal
information from unauthorized access and use, we use
security measures that comply with federal law. These
measures include computer safeguards and secured files
and buildings |
|
How does JetStream
Federal Credit Union collect my personal information? |
We collect your personal
information, for example, when you
• Open an account or Deposit money
• Pay your bills or Apply for a Loan
• Use your Credit or Debit Card
We also collect your personal information from other
companies such as credit bureaus. |
|
Why can’t I limit all
sharing? |
Federal law gives you the
right to limit only
• sharing for affiliates everyday business purposes – information about
your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you
State laws and individual companies may give you
additional rights limit sharing. |
|
What happens when I limit
sharing for an account I hold jointly with someone else? |
Your choice will apply to
everyone on your account. |
|
Definitions |
|
Affiliates |
Companies
related by common ownership or control. They can be
financial and nonfinancial companies.
• JetStream Federal Credit Union has no affiliates
|
|
Nonaffiliates |
Companies not related by
common ownership or control. They can be financial and
nonfinancial companies.
• Nonaffiliates we share with can include insurance companies and other
direct marketing companies
|
|
Joint Marketing |
A formal agreement
between nonaffiliated financial companies that together
market financial products or services to you.
• JetStream Federal Credit Union doesn’t jointly market
|
Click here to
download a copy.
(Requires
Adobe Acrobat Reader)
|
