Apply for a Loan...
Getting ready to make a large purchase? Get pre-approved so you can negotiate as a "Cash" buyer. Just complete the below application and submit it. Once received, your Credit Union loan officer will process your application and grant you pre-approval, subject to verification of information. To speed up the process you may fax your most recent pay stub to (305) 819-8072.
For your security, we use SSL encryption. If you prefer, you can print out this application, complete it and fax it to the above number. You should see a secure symbol on your browser, if not, click through to the secure server.
Online Loan Application
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Credit and Solicitations Disclosure |
| The
information in this solicitation is accurate as of July
2004. This information may have changed after that date.
To find out what may have changed, call, write or E-mail us at the
number or address listed on the Contact Page. |
| |
PLATINUM MASTERCARD |
GOLD MASTERCARD |
CLASSIC MASTERCARD |
SECURED
MASTERCARD |
ANNUAL PERCENTAGE RATE
FOR PURCHASES |
7.90% to 9.90% |
10.90% to 12.90% |
13.99% to 15.99% |
15.99% |
| ANNUAL
PERCENTAGE RATE FOR CASH ADVANCES AND BALANCE TRANSFERS |
7.90%
to 9.90% |
10.90%
to 12.90% |
13.99%
to 15.99% |
15.99% |
| PENALTY
APR |
**18.00% |
**18.00% |
**18.00% |
NONE |
| ANNUAL
MEMBERSHIP FEE |
NONE |
NONE |
NONE |
NONE |
| GRACE
PERIOD FOR PURCHASES |
25 DAYS |
25 DAYS |
25 DAYS |
25 DAYS |
| METHOD OF
COMPUTING THE BALANCE FOR PURCHASES |
AVERAGE
DAILY BALANCE INCLUDING NEW PURCHASES |
AVERAGE
DAILY BALANCE INCLUDING NEW PURCHASES |
AVERAGE
DAILY BALANCE INCLUDING NEW PURCHASES |
AVERAGE
DAILY BALANCE INCLUDING NEW PURCHASES |
| OVER THE
CREDIT LIMIT FEE |
$20 |
$20 |
$20 |
$20 |
| LATE
PAYMENT FEE |
$20
MINIMUM OR 10% OF PAYMENT (WHICHEVER IS HIGHER) |
$20
MINIMUM OR 10% OF PAYMENT (WHICHEVER IS HIGHER) |
$20
MINIMUM OR 10% OF PAYMENT (WHICHEVER IS HIGHER) |
$20
MINIMUM OR 10% OF PAYMENT (WHICHEVER IS HIGHER) |
** The penalty rate applies to accounts two (2) or more consecutive billing periods past due and will continue until changed by the Credit Union in its sole discretion.
*** Your ANNUAL PERCENTAGE RATE (a) is based on your creditworthiness and your credit score obtained from your consumer report and (b) will be disclosed to you before or at the time the MasterCard is issued.
The information in this solicitation is accurate as of July 2004. This information may have changed after that date. To find out what may have changed, call us at (305) 821-7060 or (800) 426-3556 and/or write to us at JetStream Federal Credit Union, 6600 Cow Pen Road, Miami Lakes, FL 33014. |