MasterCard
Enjoy
the Privileges and Convenience
JetStream Federal Credit Union's MasterCard programs
are tailored to fit your lifestyle, providing you with
the flexibility to handle credit the way you want and
a wide range of benefits geared to saving you money.
Choose the
Credit Card That's Right for You
No matter which MasterCard you choose, you'll receive all
the buying power you need for less.
Standard MasterCard Extras:
- NO annual fee
- Credit line up to $10,000
Secured MasterCard Extras:
- NO annual fee.
- Credit line equal to your secured savings
- Savings secured as collateral earns
dividends
Gold MasterCard Extras:
- NO annual fee
- Extended warranty
- Buyer's protection plan
- Year-end summary of charges
- Travel benefits
Platinum MasterCard Extras:
- No annual fee
- Points for purchases redeemable for
travel and merchandise
- Cash advances with no transaction fees
- Credit line up to $20,000
- Free convenience checks
- Free balance transfers
- Free travel accident insurance when
you charge your travel ticket
- Free online access to your account
information
Your choice of
our standard MasterCard OR secured MasterCard OR Gold MasterCard
OR Platinum MasterCard entitles you to ALL these exciting
features:
Low Rates
Our below market rates for each type of MasterCard means
you save money on finance charges. It makes using credit
more affordable.
25 Day Interest-Free
Grace Period
There is no finance charge on purchases if you pay your
balance in full by the due date of the billing statement.
Worldwide
Instant Cash Access
You can use your MasterCard to get cash advances at thousands
of Automated Teller Machines (ATMs) across the U.S. and
around the world -with no transaction fees!
Convenience
Checks
You'll receive special personalized checks -at no charge
- that you can use to draw against your line of credit
anytime, anywhere.
Free Balance
Transfers
Save money by transferring high interest balances from
other lenders to your lower interest credit union MasterCard.
Automatic
Payments
Set up your account for automatic repayments from your
share (savings) or checking account.
Travel Accident
Insurance
You're covered automatically, at no additional cost, when
you use your credit union MasterCard to charge your travel
tickets on any common carrier.
Apply Today
Choose the card that's right for you. To request any of
our credit cards,
simply > complete
an online application.
 Online
MasterCard Statement "Click Here"
Credit
and Solicitations Disclosure |
| The information
in this solicitation is accurate as of July 2004.
This information may have changed after that date.
To find out what may have changed, call, write
or E-mail us
at the number or address listed on the Contact
Page. |
| |
PLATINUM
MASTERCARD |
GOLD
MASTERCARD |
CLASSIC
MASTERCARD |
SECURED
MASTERCARD |
ANNUAL
PERCENTAGE RATE FOR PURCHASES |
7.90%
to 9.90%
|
10.90%
to 12.90% |
13.99%
to 15.99% |
15.99% |
| ANNUAL
PERCENTAGE RATE FOR CASH ADVANCES AND BALANCE TRANSFERS |
7.90%
to 9.90% |
10.90%
to 12.90% |
13.99%
to 15.99% |
15.99% |
| PENALTY
APR |
**18.00% |
**18.00% |
**18.00% |
NONE |
| ANNUAL
MEMBERSHIP FEE |
NONE |
NONE |
NONE |
NONE |
| GRACE
PERIOD FOR PURCHASES |
25
DAYS |
25
DAYS |
25
DAYS |
25
DAYS |
| METHOD
OF COMPUTING THE BALANCE FOR PURCHASES |
AVERAGE
DAILY BALANCE INCLUDING NEW PURCHASES |
AVERAGE
DAILY BALANCE INCLUDING NEW PURCHASES |
AVERAGE
DAILY BALANCE INCLUDING NEW PURCHASES |
AVERAGE
DAILY BALANCE INCLUDING NEW PURCHASES |
| OVER
THE CREDIT LIMIT FEE |
$20 |
$20 |
$20 |
$20 |
| LATE
PAYMENT FEE |
$20
MINIMUM OR 10% OF PAYMENT (WHICHEVER IS HIGHER) |
$20
MINIMUM OR 10% OF PAYMENT (WHICHEVER IS HIGHER) |
$20
MINIMUM OR 10% OF PAYMENT (WHICHEVER IS HIGHER) |
$20
MINIMUM OR 10% OF PAYMENT (WHICHEVER IS HIGHER) |
**
The penalty rate applies to accounts two (2) or more
consecutive billing periods past due and will continue
until changed by the Credit Union in its sole discretion.
***
Your ANNUAL PERCENTAGE RATE (a) is based on your creditworthiness
and your credit score obtained from your consumer report
and (b) will be disclosed to you before or at the time
the MasterCard is issued.
The
information in this solicitation is accurate as of July
2004. This information may have changed after that date.
To find out what may have changed, call us at (305) 821-7060
or (800) 426-3556 and/or write to us at JetStream Federal
Credit Union, 6600 Cow Pen Road, Miami Lakes, FL 33014.
|
