Loan Rates
Home Equity -
Heloc
| Max/Min |
Term |
APR |
| 200/10K |
10 years Draw and 15 year repayment
period. |
As low as 4.00%** |
No closing costs on 15K or over
provided loan is not paid off within first 36 months.
** Rate is a variable rate
based on the Prime Rate as published in the Wall Street
Journal, currently at 3.25% as of 12-16-08. Rate can be
adjusted on the first of the calendar quarter following
the change in the Prime Rate. The ANNUAL PERCENTAGE RATE
will never go below the minimum rate of 4.00%.
Home Equity -
Fixed Rate
| Max/Min |
Term |
APR |
| 200/10K |
60 months |
As low as5.74% |
| 200/10K |
84 months |
As low as 5.99% |
| 200/10K |
120 months |
As low as 6.49% |
| 200/10K |
180 months |
As low as 6.74% |
No closing costs on 15K or over
provided loan is not paid off within first 36 months.
New Cars, Trucks, Vans
| Amount
Financed |
APR |
| 100% |
As low as 4.25%* |
* 24 month term, with direct deposit and
allowable adjustments. Terms over 60 months available
Used Cars,
Trucks, Vans
| Amount
Financed |
Term |
APR |
| 100% (2008 & 2007 Model Year) |
37-60 months |
As low as 5.50%* |
| 100% (2004 - 2006 Model Year) |
37-60 months |
As low as 5.75%* |
| 100% (2003 or older) |
25-36 months |
As low as 5.50%* |
*With
Direct Deposit and Allowable
Adjustments
Classic Cars
Contact the Credit Union for rates and terms. |
Platinum MasterCard
| Max. Limit |
Term |
APR |
| Up to 20K*** |
No annual fee |
As low as 8.90% |
Personal Loan
| Max. Limit |
Term |
APR |
| Up to 20K*** |
Max. 60 months |
As low as 11.49% |
Personal Line
of Credit
| Max. Limit |
Term |
APR |
| Up to 20K*** |
Max. 60 months |
As low as 14.49% |
***Total of all types of unsecured debts with the Credit Union
cannot exceed $20,000.00
New/Used
Motorcycles
| Max. Limit |
Term |
APR |
| New Up to 90% Retail (up
to 30K) |
49-60 months,
loan amount must be greater than $9,999.99 |
As low as 6.49% |
| Used Up to 90% Retail (up
to 20K) |
37-48 months |
As low as 7.49% |
| Used Up to 90% Retail (up
to 20K) |
49-60 months.
loan amount must be greater than $9,999.99 |
As low as 7.74% |
Special
Note: Other rates and terms available with lower terms
New / Used
Boats
| Max. Limit |
Term |
APR |
| *90% |
Up to 24 months |
AS low as 5.74% |
| *90% |
25-36 months |
As low as 5.99% |
| *90% |
37-60 months |
As low as 6.49% |
| *90%
greater than $29,999 |
61- 84* months |
As low as 6.99% |
| *90%
greater than $39,999 |
85-120* months |
As low as 7.49% |
*The lower of purchase price or
NADA value.
RV, Trailers & Motor Homes
Contact the Credit Union for rates and terms. |
Special
Note: Rates are annual percentage rates. Rates are based on
direct deposit of net pay into credit union and members credit
worthiness.. Rates subject to change without notice |
