COVID-19: Information for our members regarding access to services

Our offices will be closed on Monday, January 18th in observance of Martin Luther King Jr Day.

Overdraft Protection and Overdraft Privilege


You can link your checking account with a savings or money market account to cover overdrafts. 

Lines of Credit can also be used as overdraft protection for a checking account. There are no fees for these transfers, but the loan will accrue interest based on your APR. You can use either a personal line of credit or a home equity line of credit for overdraft protection. Set up overdraft protection in any branch or contact us.

COURTESY PAY – Learn More.

If your insufficient funds can't be covered by free overdraft protection, courtesy pay is your backup. We will temporarily fund your check, ACH debit, bill pay, or recurring debit transaction—so you can avoid returned checks and hefty late fees.

Overdraft Privilege Plus

Overdraft Privilege Plus extends Overdraft Privilege to cover your ATM transactions and everyday debit card purchases. Current regulations require all members to opt-in for Overdraft Privilege Plus.  If you do not opt-in, transactions exceeding your available balance will continue to be declined.  You can opt-out at any time. Contact us or stop by one of our branch locations to opt-in.


Important Information Regarding Overdrafts and Your Account

Learn more about how temporary holds affect your account balance.


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