Second Chance Checking ...

Because We Understand

JetStream Federal understands you may have experienced financial hardship in the past, and you’ve been turned down for a checking account at other financial institutions. We want to give you a second chance.

So, to help you get a new start in a tough time (after all, people matter most at JetStream Federal), we’ve designed Second Chance Checking, with the following features:

  • $25 minimum deposit to open
  • $10 monthly service fee
  • Unlimited check writing
  • FREE online and mobile banking
  • FREE bill payer
  • FREE bank by phone
  • FREE direct deposit of paycheck (required)
  • ATM card access*

In order to qualify for a Second Chance Checking Account:

√ Must not be delinquent on any JetStream Federal loans

√ Must not have any outstanding debts with JetStream Federal

√ Must not have fraud activity or teller abuse on ChexSystems records 

We believe you deserve a second chance! Let us provide you with the opportunity to take your first step towards a solid financial future with a Second Chance Checking account.


*Set up fee $4.00. Overdraft Privilege (Courtesy Pay) and a debit card are not available on this account.
NOTE: After 12 months of maintaining your account in good standing (including no NSF activity), you may request us to review your account for conversion to a regular checking account.


Copyright © 2017, JetStream Federal Credit Union. All Rights Reserved.