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2014 Fee Schedule

Effective February 1, 2014

Share Accounts

Average Daily balance required to earn dividend $50.00
Returned Deposit item (from another party) $15.00 ea.
Returned Deposit item (from related or same name account) $30.00 ea.
Dormant Accounts (after 1 year) $5.00/mo.
Close Savings Account within 6 months of opening $10.00
Check Cashing Fee (accts below $200 on deposit) $5.00 ea.
Check Cashing Fee (for non-members) $5.00 ea.
Account Relationship Fee (accounts with less than an overall deposit balance of $250 and with no credit union loans) $5.00/mo.

Checking Account

ACH returned item $30.00 ea.
Business Checking (below $1000) $10.00/mo.
Copy of paid checks $5.00 ea.
Stop Payment $25.00 ea.
Cancellation of Stop Payment $5.00 ea.
Returned checks due to NSF, UCF or Reg D $30.00 ea.
Temporary Checks (group of 8) $5.00 ea.
Identity Theft Program $1.50/mo.
Overdraft Privilege $30.00 ea.

ATM & VISA Debit Card

FAAST Cash ATM Card $4.00 ea.
Transaction Fee (foreign ATMs) $1.00 ea.
International Transaction Fee 1%
Lost Card $10.00 ea.
Damaged Card $5.00 ea.
Overdrawn ATM account $30.00 ea.
PIN Reissue Request $2.00 ea

Money Market Account

Below $2500 $10.00
Exceed 6 transaction per month $10.00

Credit Cards

Annual Fee none
Late Payments Up to $35.00
Lost Card $10.00 ea.
Returned Payment Item Up to $35.00
Stop Payments $25.00 ea.
Copy of Convenience Check $5.00 ea.
Overlimit Fee None
PIN Reissue Request $2.00 ea
Damaged Card Replacement $10.00 ea.
MasterCard International Transaction Fee 2.00%
Cash Advance from an ATM $10.00 ea

Special Services

Bill Payment FREE
Bill Payment Stop Payment $25.00 ea.
Copy of Statement $5.00 ea.
Official Check/member $5.00 ea.
Official Check/non-member $15.00 ea.
Official Check-Stop Payment $25.00 ea.
Incoming Wire $10.00 ea.
Wire Transfer - Domestic $25.00 ea.
Wire Transfer - International $50.00 ea.
Research on Account (member error) $30 per hour/$10 min.
Return Statement (incorrect address) $5.00 ea.
IRA Transfer to other Financial Institution $25.00 ea.
Levy/Garnishment $125.00 ea.
Subordination on Home Loans $250.00 ea.


Late Payments The greater of $20 or
10% of payment
Returned Check for loan payment $30.00 ea.


Federally Insured by NCUA
to at least $250,000

visa Equal Housing Lender
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