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Loan Rates

Rates effective as of:

Home Equity - Heloc

Term APR
10 years Draw and 15 year repayment period. As low as 4.00%**

** Rate is a variable rate based on the Prime Rate as published in the Wall Street Journal, currently at 3.25% as of 8-21-12. Rate can be adjusted on the first of the calendar quarter following the change in the Prime Rate. The ANNUAL PERCENTAGE RATE will never go below the minimum rate of 4.00%. Home equity loans are only eligible for properties located in the state of Florida. All rates are subject to change without notice. Certain restrictions and underwriting criteria apply. Member must meet credit requirements.

What you should know about Home Equity Lines of Credit

Home Equity - Fixed Rate

Term APR
Up to 60 months As low as 4.99%
Up to 120 months As low as 5.24%
Up to 180 months As low as 5.50%
Home equity loans are only eligible for properties located in the state of Florida. All rates are subject to change without notice. Certain restrictions and underwriting criteria apply. Member must meet credit requirements. Second Homes and Investment/Rental Properties add 1% to qualifying rate. 


New Cars, Trucks, Vans

Amount Financed APR
100% As low as 1.99%*


*72 month term, with direct deposit, auto pay, credit worthiness and other applicable credit union **requirements.

Used Cars, Trucks, Vans

Amount Financed APR
100% As low as 2.99%*

*72 month term, with direct deposit, auto pay, credit worthiness and other applicable credit union **requirements.

Personal Loan

Max. Limit Term APR
Up to 20K*** Up to.36 months As low as 8.99%
Up to 20K*** Up to.60 months As low as 9.99%

Personal Line of Credit

Max. Limit Term APR
Up to 20K*** Max. 60 months As low as 9.99%

***Total of all types of unsecured debts with the Credit Union cannot exceed $20,000.00

New Motorcycles

Term APR
Up to 36 months As low as 4.99%
Up to.60 months As low as 5.99%

Special Note: Loan term determined by underwriting, based upon loan mount, down payment, Loan To Value, model type and credit/income analysis.

Used Motorcycles

Term APR
Up to 36 months As low as 5.99%
Up to 60 months As low as 6.99%

Special Note: Loan term determined by underwriting, based upon loan mount, down payment, Loan To Value, model and year, condition/mileage and credit/income analysis.

 

New Boats, RV's (Motor Homes & Campers)

Term APR
Up to 60 months As low as 4.99%
Up to 96 months As low as 5.99%
Up to 144 months As low as 6.99%
*Loan term determined by underwriting, based upon loan amount, model type, Loan to Value, down payment, and credit/income analysis.


Used Boats, RV's (Motor Homes & Campers)

Term APR
Up to 60 months As low as 5.99%
Up to 96 months As low as 6.99%
Up to 144 months As low as 7.99%

* Special Note: Loan term determined by underwriting, based upon loan mount, down payment, Loan To Value, model and year, condition/mileage and credit/income analysis.

 

 

 

 

 
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ncua
Federally Insured by NCUA
to at least $250,000

visa Equal Housing Lender
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